Easy Early Access

Beat high-interest debt with a low APR loan.

Get low APR loans approved within days with transparent lending criteria and transparent processes.

Apply for a loan

GETTING STARTED

How it works

Fill the form

Fill out a quick and easy enquiry form online to get started.

Get pre-qualified

Verify your ID and get on a call with a loan specialist.

Send documents

Upload your documents on the loan portal

Get a loan

See your approvals within the same business day

Borrowing

Loans, minus the paperwork and haggling.

We make borrowing uncomplicated by setting clear criteria that you can view beforehand to decide if we fit your needs.

Competitively priced and tailored for you.

Get an overview on your loans in the portal.

Types of Loans

Cover your expenses with a low APR personal loan.

Whether you’re managing debt or unexpected expenses, our low APR loans help you get back on track

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Benefits

Fair, flexible loan plans that don't cost you an arm and a leg

Compare accounts

Great interest rates

For loans up to $150,000, the interest rate is 5.99% APR (fixed), with no early repayment fees.

Pay back on the go

See exactly when your payments are due, what amount is due and how many payments are left all in our mobile app.

Convenience first

Choose a monthly repayment date that suits you, so you are never skipping coffees to pay back loans.

Support that's human

Not sure about the details of the loan you need? Need help with a second loan? We're here to help, 24/7.

Loans that suit you

Affordable, flexible loans designed to fit your life.

Apply from anywhere

We make applying for loans easy - fill the form in minutes from anywhere, any time, through our online portal!

COMPARISON

All you need to know

Lower your monthly payments

Cut high-interest costs fast

Pay off debt sooner

One simple monthly payment

Reduce financial stress

Predictable, fixed rates

Improve your credit over time

Stop the cycle of minimum payments

High, compounding interest

Never-ending minimum payments

Balances grow faster than you can pay

Hurts your credit score

Stress from multiple due dates

Easy to fall behind

Hard to make real payoff progress

Unexpected rate increases